Franklin Oak Capital
Franklin Oak Capital Wealth Management
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  • Who We Serve
  • Resources
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Franklin Oak Capital

Building Wealth
With Purpose.
Protecting What Matters.

Financial planning and wealth management for physicians, business owners, and high-income professionals seeking clarity, confidence, and long-term financial independence.

Schedule a Consultation Access Educational Resources
Specialization Physicians & High-Income Professionals
Approach Comprehensive, Relationship-Driven Planning
Commitment Generational Wealth & Legacy
Stephen Franklin
Stephen Franklin
Founder & Principal Advisor
Our Founder

Meet Stephen Franklin

Stephen Franklin founded Franklin Oak Capital on a foundational belief: that access to sophisticated, personalized financial guidance should not be reserved for the ultra-wealthy. With a background spanning financial planning, wealth management, and advanced study in finance and economics, Stephen brings both technical rigor and genuine care to every client relationship he stewards.

Throughout his career, Stephen has worked closely with physicians, business owners, and high-income professionals navigating complex financial decisions—from student loan strategy and compensation structuring to long-term wealth accumulation and multi-generational estate planning. He understands that for many of his clients, their financial picture is intricate, their time is limited, and the stakes are high.

At Franklin Oak Capital, Stephen serves not as a product vendor but as a trusted advisor and thinking partner. His approach is disciplined, independent, and grounded in what matters most to each family he serves: building lasting financial security and preserving wealth across generations.

Financial Planning
Comprehensive strategies built around your life, goals, and timeline
Wealth Management
Disciplined stewardship of the assets you've worked to accumulate
Long-Term Relationships
Advisory partnerships built on trust, consistency, and candor
Legacy Planning
Frameworks for preserving and transferring wealth purposefully
Clientele

Who We Serve

Franklin Oak Capital works with a select group of clients whose financial complexity demands more than a transactional relationship. We serve those who have earned significant income and are ready to steward it with intention.

01
Physicians & Healthcare Professionals
  • Medical school debt strategy and loan optimization
  • Compensation structure and benefit decisions
  • Disability and life insurance planning
  • Retirement plan selection and funding
  • Long-term wealth accumulation for high earners
02
Business Owners
  • Business growth and capital structure planning
  • Retirement strategies for business owners
  • Succession planning and exit considerations
  • Key-person risk and business insurance
  • Integration of personal and business finances
03
High-Income Professionals & Families
  • Tax-efficient wealth accumulation strategies
  • Asset protection and wealth preservation
  • Retirement readiness and income planning
  • Legacy, estate, and charitable giving goals
  • Comprehensive household financial organization
Education

Insights Designed to Help You Make Better Financial Decisions

We believe informed clients make better decisions. These resources are designed to bring clarity to complex financial topics—no jargon, no sales pitch.

The Resident Budget Blueprint
A practical financial framework for medical students and PGY-1 residents navigating their first real income and the decisions that follow.
Financial Survival Guide
Essential financial principles for professionals managing competing priorities—debt, savings, insurance, and long-term wealth building.
Stethoscope Diaries Podcast
Co-hosted by Dr. Tanya Franklin and Dr. Tawana Coates—conversations at the intersection of medicine, personal finance, and professional life.
Educational Articles & Videos
Ongoing financial education on topics relevant to high-income earners, physicians, and families building long-term wealth.
Complimentary Resource
The Physician Financial Starter Kit

A curated collection of frameworks and tools to help physicians and healthcare professionals build a sound financial foundation—from residency through practice and beyond.

Your information is private. We do not sell or share contact data. You may unsubscribe at any time.

Get In Touch

Let's Start the Conversation

Every meaningful financial relationship begins with a conversation. We invite you to schedule a complimentary introductory call with Stephen Franklin to discuss your goals, ask your questions, and determine whether Franklin Oak Capital is the right fit for where you are—and where you want to go.

Phone
(502) 807-0491
Email
stephen@franklinoakcapital.com
Schedule Online
Book a Meeting with Stephen
Complimentary Introduction
Schedule Your Discovery Conversation

A 30-minute introductory call with no obligation. We'll discuss your current financial situation, your goals, and whether working together makes sense.

Franklin Oak Capital
Wealth Management

Boutique wealth management for physicians, business owners, and high-income professionals pursuing financial independence and generational legacy.

Navigation
  • About Stephen Franklin
  • Who We Serve
  • Educational Resources
  • Schedule a Consultation
Contact
Phone: (502) 807-0491
Email: stephen@franklinoakcapital.com
Schedule: Book a Meeting
© 2026 Franklin Oak Capital. All rights reserved.
Louisville, Kentucky
© 2026 Franklin Oak Capital. All rights reserved. Regulatory disclosures coming soon.
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